Have you ever wondered what is the four or six-digit codes that pop on your mobile screen when you use online banking? What is OTP-based log-in? Let’s Begin, What is OTP- Based Login used by Financial Institutions? What is the OTP authentication service people are talking about? OTP (One Time Password) is unsystematically generated and sent to your registered mobile number to validate the specific transaction. It adds an additional layer of security for Bank cards and online transactions. You might have noticed that when you are involved in online transactions or log in to an online banking platform, once you input the details of your transaction, you receive four or six-digit codes depending on banks within a couple of seconds. If you were wondering what is the use of the OTP number, this is where it comes into action, those digits that you receive, OTP passcodes, work as a second authentication factor. This system of a one-time password generator is integrated by banks to make secure online banking. Why is a one-time password (OTP) safe? OTP is a private token that should never be shared. It is generated automatically and consists of a numeric or alphanumeric string of characters that authenticates the user for a single transaction performed during a login session. The alphanumeric code or digit code sent to you changes every minute depending upon the system adjusted by banks. OTP is used only once, unlike static passwords that expire after a month or so. Benefits of using SMS OTP Based Login Secured – OTP prevents attackers from reusing your code Whether you have a weak password or reusing the same password, Otp auto-generated algorithm makes all redundant. OTP is valid for a few minutes benefiting users from attackers breaching end-users digital identities. If you’re looking for SMS API in Nepal for your financial institutions but don’t know where to begin, give our business development team a call to learn more about our pricing options. Try our Sparrow demo account to see how Texting works in your specific market. For updates on Sparrow SMS, do follow us on our official Facebook Page, Instagram, and Linkedin. For more information, Contact number: 01-5522942 | 9802005007/08 Email: marketing@janakitech.com
Sparrow SMS has completed twelve years of a long progressive journey as Nepal’s largest SMS Service provider today on Mar 20, 2022. On this occasion, I’d like to share my gradual experience with Sparrow SMS. In my initial days, I used to work as an account associate in the leading Travel Agency where I used to perform financial and administrative tasks and maintained public relationships with people and clients. This was the beginning and I had a thought that I can do my best in the near future and one day I will be an asset for the employers where I work for. It was the start of my business career. Then I joined one of the multinational companies where I was the Lead Finance Department. Now I’m here in Sparrow SMS, one of the country’s largest Value-Added Service (VAS) providers. “The only way to do a job is to love what you do” quote from Steve Jobs inspires me very much. For I do not regard my work as merely a task. This is always the responsibility that has been delegated to me. When it comes to performance, I believe that time management is critical. All team members should work together to achieve a better outcome. Even if everyone performs well, situations can become critical at times. That is how you transform from an ordinary person to a creative person. And this overall process transforms a startup organization into a leading one. Throughout this journey, I have expanded my skillset and faced numerous challenges. Then I always try to find problems and find ways to overcome the organization’s potential future risks. I am a highly motivated individual who strives to achieve new and challenging goals. My previous challenges have greatly aided me in tackling each and every difficulty in an easy manner. With my previous experience, I am even able to manage my juniors. Now I am also prepared for my upcoming challenges. Linking with Sparrow SMS is the best decision for me because it allows me to connect with people who have different perspectives and interpretations. I’ve been able to develop various skills, both professionally and personally. We have an amazing circle of teammates and colleagues at Sparrow SMS who are hardworking and talented. Everyone is a source of inspiration to one another. I am thrilled to be a part of this forward-thinking organization that provides easy access to information in every corner of Nepal via SMS, Viber, and Voice Call. The main motto of Sparrow SMS is to set up a communication channel and business promotion. I’d like to wish SMS Sparrow a happy 12th birthday. I’d like to express my gratitude to all of our clients, partners, employees, shareholders, and supporters. Amrit Silwal – Senior officer – Account